An Online Scam On Facebook Is Targeting Adult Men

There’s an online scam on Facebook that's targeting men on Meta’s social media platforms. Listen, I don’t know about you, but I absolutely hate scammers. I can’t tell you how many times I’ve gotten those phone calls. You know the ones; the calls start with a little “bloop” sound and then all of a sudden someone is asking you for the most sensitive of information. If I’m being honest, I almost fell victim to a scam call a few months ago. We were updating the internet in our house, and I got a call from someone who claimed to be from Cox. They said they needed some additional information before sending out their technician. What made the call almost feel legit, was the person knew so much about me. Then the man on the other side of the line began asking questions, and something felt off. I told him that I’d call back the customer service phone number and he hung up.

After calling Cox and speaking to an actual customer service person, they advised me to change all my passwords and set up 2-step-verification, which I already had done.  I told Cox that these knew too much about my upcoming appointment, including what time it was scheduled for. Pretty scary stuff, if I’m being honest.

Another big company is currently dealing with a surge of scammers too, Meta. The company, formally known as Facebook, Inc., currently owns and operates Facebook, Instagram, Threads, and WhatsApp – among other products and services. According to their own report, the company has been addressing a growing number of Financial Sextortion Scams From Nigeria.  

The scammers have been primarily targeting adult men and here’s how the scams work. First, the scammer poses as an attractive woman on their platform and reaches out to their potential victim. Then, the scammer will attempt to trap their victim by asking them to send nude photos. Finally, once the scammer receives the photos, they will threaten to release them publicly unless the victim pays money.

According to Meta’s report, they have already removed over 63,000 accounts linked to these types of scams. Meta says the group of scammers are known online as the “Yahoo Boys” and the company says they’ll continue to ban any accounts that have ties to them.

Meta warns their users to please be cautious when accepting friend requests from strangers and of course they urge their users to not share explicit photos or personal information with people they don’t know.

Scams are a scary thing, so you should know these new scams that are trending. It's easy to think that you could never fall for a scam, but the truth is that scammers are getting better and better and what they're doing, so it's getting more difficult to stay safe.

Before we get into the new scams that are trending, it's worth reminding ourselves of some age-old scams. Some scam artists just keep doing the same thing, and they keep getting successful results. The IRS has some good information out about tax-related scams and how to avoid them. On the agency's official website, they warn that seniors are often targeted in scams. This was true years ago and is still true. On their site, they warn taxpayers not to fall for scams targeting older adults. "Scammers pretending to be government officials, aim to steal sensitive personal information and money," they state. "By posing as representatives from agencies such as the IRS, or other government agencies, these fraudsters use fear and deceit to exploit their victims."

Another big scam that's been around forever is scammers claiming their services are needed to settle with the IRS and "that their debts can be settled for 'pennies-on-the-dollar' or that there is a limited window of time to resolve tax debts through the Offer in Compromise (OIC) program." The IRS says "these promoters are often referred to as 'OIC Mills.'" In a release, the IRS adds that an Offer in Compromise "mill" will "usually make outlandish claims, frequently in radio and TV ads, about how they can settle a person's tax debt for cheap. In reality, the promoter fees are often excessive, and taxpayers pay the OIC mill to get the same deal they could have received on their own by working directly with the IRS. This takes unnecessary money out of the taxpayer's wallet."

"Too often, we see some unscrupulous promoters mislead taxpayers into thinking they can magically get rid of a tax debt," IRS Commissioner Danny Werfel said in a statement. "This is a legitimate IRS program, but there are specific requirements for people to qualify. People desperate for help can make a costly mistake if they clearly don't qualify for the program. Before using an aggressive promoter, we encourage people to review readily available IRS resources to help resolve a tax debt on their own without facing hefty fees."

Now, let's move onto the new scams to avoid.

The AARP warns of a new scam called the "check cooking scam." The AARP states, "In check cooking, thieves take a digital picture of a stolen check and then use commercially available software to alter it." It can look super real, but it's fake. So, how do you stay safe? "Consider using a safer payment method, such as a credit card," they suggest.

The AARP states also warns of a new sweepstakes scam where "instead of trying to get you to pay taxes or other fees in advance to collect the nonexistent prize, the scammers will ask for personal information so that they can validate you and set up the payout." Just say no.

These days, AI scams are big. Experian.com says today, scammers use technology to "write more convincing and natural-sounding phishing emails and text messages." They can also "Impersonate the victim's friend or relative and ask for money as part of a grandparent scam." It's scary stuff. Beware of anything that sounds too crazy, as these can often seem far-fetched, but AI makes them look real.

Experian.com says that student loan forgiveness scams are on the rise. They note that, "scammers may contact you via phone or create phony application sites aimed at stealing your Social Security number or your bank account information." Don't give out your information. If it sounds too good to be true, it is.

This one is really wild. With the games on the way, scammers can use the games to scam you. The AARP states, "A scammer hacks someone's email account, and shortly after, all of that person's contacts will receive the same message — something to the effect of, 'Hey guys, I'm over in Paris and my wallet got stolen! Can anyone please help me out by sending gift cards or a Venmo deposit?"

Whether the scam is new or old, the best way to avoid it is to stop and think about what's happening. These scam artists are super good at what they do, but if you just stop for a moment and really think out any actions, you can avoid making a rash decision that could cost you.